Best Credit Cards
Top-rated credit cards with excellent benefits and rewards
Platinum Credit Card
Joining Fee
Free
Annual Fee
Free
Rewards
6 points per ₹200 spent domestically12 points per ₹200 spent internationally100 points on first online transaction
Miles & More Axis Bank Credit Card
Joining Fee
Free
Annual Fee
Free
Rewards
Earn unlimited award miles on eligible spendsBonus welcome miles on first transaction
Diners Club Black Metal Edition
Joining Fee
Rs. 10000 + GST
Annual Fee
Rs. 10000 + GST
Rewards
5 Reward Points per ₹150 spent2X Reward Points on Weekend DiningUp to 10X Reward Points via SmartBuy
Regalia Gold Credit Card
Joining Fee
Rs. 2500 + GST
Annual Fee
Rs. 2500 + GST
Rewards
4 Reward Points per ₹150 spent on retail purchases20 Reward Points per ₹150 spent at Marks & Spencer, Myntra, Reliance Digital, Nykaa
Swiggy HDFC Bank Credit Card
Joining Fee
Rs. 500 + GST
Annual Fee
Rs. 500 + GST
Rewards
10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie)5% Cashback on online spends across eligible MCCs1% Cashback on other categories
Privilege Easy Credit Card
Joining Fee
Free
Annual Fee
Free
Rewards
10 EDGE REWARDS per ₹200 spent
Ola Money SBI Card
Joining Fee
Free
Annual Fee
Free
Rewards
{"category": "Ola rides", "rate": "7% back as reward points", "redemption": "Auto-credited to Ola Money Wallet (1 point = ₹1)"}{"category": "All other spends", "rate": "1% back as reward points", "redemption": "Auto-credited to Ola Money Wallet (1 point = ₹1)"}
SBI Card PRIME
Joining Fee
Free
Annual Fee
Free
Rewards
{"category": "Dining, Groceries, Departmental stores, Movies", "rate": "10 points per ₹100 spent"}{"category": "All other retail spends (except fuel)", "rate": "2 points per ₹100 spent"}{"category": "Birthday spends", "rate": "20 points per ₹100 spent (capped at 2000 points/year)"}
Tata Neu Infinity SBI Card
Joining Fee
Free
Annual Fee
Free
Rewards
{"category": "Tata Neu App/Website and partner Tata Brands", "rate": "5% back as NeuCoins"}{"category": "Select categories on Tata Neu App/Website", "rate": "Extra 5% back as NeuCoins"}{"category": "Other spends (including UPI on RuPay variant)", "rate": "1.5% back as NeuCoins"}
Tata Neu Plus SBI Card
Joining Fee
Free
Annual Fee
Free
Rewards
{"category": "Tata Neu App/Website and partner brands", "rate": "2% as NeuCoins"}{"category": "Select categories on Tata Neu", "rate": "5% as NeuCoins (additional)"}{"category": "All other spends", "rate": "1% as NeuCoins"}
SBI Card ELITE Advantage
Joining Fee
Free
Annual Fee
Free
Rewards
{"category": "Dining, Departmental stores, Grocery", "rate": "5X Reward Points"}{"category": "All other spends", "rate": "2 Reward Points per ₹100"}{"category": "International transactions", "rate": "2 Reward Points per ₹100"}
Apollo SBI Card SELECT
Joining Fee
Free
Annual Fee
Free
Rewards
10 Reward Points per Rs.100 spent on Apollo 24|7 and Apollo Pharmacy2 Reward Points per Rs.100 spent on Dining, Movies & Entertainment, and Travel1 Reward Point per Rs.200 spent on other purchases